I have referred Abe Gruenwald to work with my insurance clients for over 15 years. In my opinion, he has a wealth of knowledge of the LTC field. Abe was responsible for helping both my mother and I when we purchased our own LTC policies. He assisted my mother with her claim ( she has been on claim for 7 years) and is always available to answer my most complex questions on LTC planning. I never hesitate to refer Abe to my friends and insurance colleagues. Representing a multitude of insurance carriers and possessing the highest ethical standards, I know Abe can offer a LTC program that best suits an individuals needs.