Abe Gruenwald, CLU, CLTC is President of 65 Plus, the Health Care Safety Net, a firm specializing in servicing the life, health and medical insurance needs of the baby-boomer and senior population. He concentrates in the Elder Care Market, works with attorneys, accountants, Financial Planners and other Insurance professionals in providing solutions to their clients’ various insurance needs.

Mr. Gruenwald has lectured on “Planning for Long Term Care” for the New Jersey Society of CPA’s, the New York Chapter of the American Society of CLU and ChFC, and at the New School in Manhattan. His articles have been published by the N.Y. State Bar Association’s General Practitioners Newsletter and Elder Law Attorney Journals, and by the New York City Life Underwriters Association.

He has also been a panelist for the New York State Bar Association’s continuing education program on the Basics of Elder Law Practice and has spoken before the New York Chapter of the International Association of Financial Planners. He was a featured speaker at the 2008 NYSBA Elder Law Summer Meeting.

He is a former President and Board Member of The Rockland County Estate planning Council, a member of NAIFA (National Association of Insurance and Financial Advisors), a member of the Greater Hudson Valley FPA Chapter, a member of the Society of Financial Service Professionals and an Affiliate Member of the Westchester County Bar Association. In addition, he is a member of the National Long Term Care Network, the largest LTC insurance marketing firm in the country.


Licensed in the following states: NY, CO, CT, FL, MD, MI, NC, NJ, PA, VA, WASH DC,

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I have known Abe Gruenwald for about 10 years since my wife and I started looking for Long Term Care Insurance. A close friend of mine told me that Abe was the best person to speak to in order to learn about this product and get the best possible advice. One of the things that I learned from him was that a husband and wife can secure the most economical policy by buying coverage with the same company and taking advantage of the marital discounts offered. He informed me that being a type 1 diabetic, getting approved for LTC insurance could be challenging. Abe secured a great policy for my wife immediately but would not submit any applications for me until he was confident that the insurance carriers would consider my health history. He told me that once you are rejected for LTC insurance, it would be extremely difficult to get a policy, and therefore wanted to be reasonably certain that the insurance company would approve my application. Approximately a year later, he successfully obtained an excellent policy for me. We were so pleased with Abe’s knowledge and abilities that I asked him if he could obtain LTC insurance for my mother, who was in her early 80’s at the time. Naturally, he managed to do this with great skill and was able to obtain insurance for my sister as well. Abe has always been able to address all our concerns and questions throughout the years on any issue related to our needs. It has always given me great pleasure to be able to recommend Abe to our friends. Each time that I refer someone, I always receive a call or e-mail from him with a sincere “thank you”. Over the years, Abe has become more than our insurance agent – he has become a good friend!
Gary F.CEO, Henschel-Steinau New City, NY